How are
we regulated?

Funeral planning with honesty,
not hidden costs

Your money is always protected.

We are regulated by the Financial Conduct Authority.
That means if you buy a funeral plan from us:

Your money is safe
Under the Financial Services Compensation Scheme, your money is fully protected up to £85,000.
You get what you pay for
You'll get the funeral you asked for.  We'll always be transparent about what's included in every plan at every price - and what isn't.
You know you're getting fair value
That means no overcharging or hidden costs.

Transparent planning,
without complexity

How your money is used.

When you buy a funeral plan, your money will be placed in a ring-fenced Trust
managed by Saranac Partners. This is an independent investment management firm.

Saranac is regulated by the Financial Conduct Authority, so your
money is protected by the Financial Services Compensation Scheme.

Our Trust is overseen by independent Trustees,
who make sure all funds go toward your funeral.

Financial Services Compensation Scheme
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Because funeral plans are regulated by the FCA this means that when you purchase a funeral plan from us your funeral plan will automatically become FSCS protected.

The Financial Services Compensation Scheme exists to protect customers of financial services firms that have failed. If an authorised firm goes out of business and can’t pay claims against it (or is likely to be unable to), they can step in to pay compensation to customers that incur financial losses.

For all types of funeral plan claims, customers are protected up to £85,000 per eligible person, per firm.

If you require any further information about regulation please get in touch.