How our plans compare

With a pre-paid funeral plan, you fix the cost of the funeral so your family won’t need to pay a penny more. Anything not included in your plan, like catering and flowers, will need to be paid for separately.

Pre-paid funeral prices are guaranteed not to change. They include many items that are likely needed at the time of need, compared to a funeral today which increase regularly and the start price does not include any possible items that may be required. A funeral plan protects you against funeral inflation.

A pre-paid funeral is a fixed price for the plan you choose, so will never increase. The at-need price will go up every year.

A pre-paid funeral means your funeral and ceremony are planned in advance. At-need funerals are planned at the time of death.

A direct cremation is an unattended cremation. You will know the date of the cremation in advance so you can celebrate the life of the loved one as you choose.

When you choose to pay for your funeral plan over two or more years, you’ll be covered for the full cost of your funeral after 24 months of payments. This means that if you die after paying the first 24 monthly payments, but before your plan is fully paid, we will still provide all the services included in your plan. The only requirement is that all of your due payments have been made, and there is nothing outstanding from those 24 months.