Monthly/Prepaid Funeral Plans
With transparent pricing and no hidden fees, you can arrange a funeral plan now from £1,595*, or £31.77* per month.
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Disclaimer: Prepaid funeral plans are provided subject to individual terms and conditions, which may vary depending on the plan type and service provider. Prepaid funeral plans are regulated financial products. Plan With Grace is authorised and regulated by the Financial Conduct Authority (reference number 961832). We work with carefully selected partners to support families with funeral arrangements, ensuring services are delivered with dignity, care and transparency.
Whether you prefer to pay in full or spread the cost with monthly payments, our prepaid funeral plans help you manage funeral costs on your terms, protect against future cremation fees, and give your family peace of mind during a difficult time.
Manage your funeral costs confidently with prepaid funeral plans from Funerals With Grace.
Speak to our expert team about the right payment options for you.
Call us on 0800 471 4689 today.
Our Prepaid Funeral Plans
Funerals With Grace offers a range of prepaid funeral plans designed to make planning ahead simple and affordable. Our prepaid plans help reduce the financial and practical burden on your loved ones during a difficult time by allowing you to record your wishes in advance. With transparent pricing and flexible payment terms, you understand exactly what you’re paying for with each package.
This clarity means you can see which elements of the funeral service and cremation are covered, and where additional costs may apply.
Collection of the deceased anywhere in mainland Great Britain
- 24/7 contact following a death to arrange collection of the deceased. Further arrangements can be made during our office hours.
Hand delivery of the ashes, with the option to scatter the ashes in the crematorium’s Garden of Remembrance
- A standard or veneered coffin (type varies by plan and includes oversized if required)
A dignified cremation, depending on your personal wishes
- Flexible payments
- Guidance on death registration and gathering the necessary paperwork
Removal of medical devices
The following services are not included in your prepaid funeral plan and may increase the overall cost of the funeral if chosen by you or your family:
- Embalming
- Any additional items chosen by you or your family, such as flowers and catering
Flexible Funeral Payment Plans
At Funerals With Grace, we offer flexible payment options on all funeral plans, to suit a wide range of budgets. Whether you want to pay upfront with a single payment or spread the cost over up to 5 years, you can choose the option that best works for you.
Pay in full
Pay over 12 to 24 months
Pay over 3 to 5 years
- Representative example. Exact amounts may vary
- No instalment fees for 24 months
- No credit checks required
Save With Companion Plans
Get £50 off each plan when buying more than one together over the phone.
Excellent Customer Reviews
We are consistently rated ‘Excellent’ on Trustpilot by happy customers.
5* Rated Cremation Plans
Our Direct Cremation Plans are rated 5* by Fairer Finance for transparency & quality.
Overview of our funeral plans
Prepaid funeral plans that are affordable, trusted, and personalised. Whether you are looking for a simple cremation with no mourners present or a more traditional funeral with a full funeral service, we have options to suit different needs and budgets. When the time comes, our appointed local funeral director will carry out the services included in your plan on your behalf.
Direct Cremation Plan
£1,595
Specialist family support including a medical certificate of cause of death
A standard coffin
Preparation and care of the deceased prior to cremation
A dignified direct cremation including cremation fees
Hand delivery of ashes within 28 days, or gracefully committed to garden of remembrance
Crematorium allocated by us
Organisation and staff required to conduct the cremation
Conveyance of the coffin
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Rose Cremation Plan
£1,999
An attended cremation with a committal before 9.30am.
Daytime collection from hospital of the person who has died
Specialist family support including advice on certification and registration
A standard coffin
Preparation and care of the deceased prior to cremation
Funeral and cremation fees
Ashes made available for collection, or gracefully committed to a garden of remembrance
Your choice of crematorium, readings and music
Choice of cremation date (Monday to Friday)
Organisation and staff required to conduct the cremation
Up to 12 committal attendees
Conveyance of the coffin
*based on the crematorium offering this service
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Bluebell Cremation Plan
£2,690
An attended cremation, with flexible service dates and times.
Daytime collection from hospital of the person who has died
Your choice of crematorium, readings and music
Specialist family support including advice on certification and registration
A standard coffin
Preparation and care of the deceased prior to cremation
Funeral and cremation fees
Ashes made available for collection, or gracefully committed to a garden of remembrance
Choice of service time and date (Monday to Friday)
Organisation and staff required to conduct the cremation
Religious or non-religious service
Conveyance of the coffin to be placed on the catafalque at the crematorium
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Violet Cremation Plan
£3,475
A traditional service with hearse, bearers, and procession route.
24-hour UK collection of the person who has died
Specialist family support including advice on certification and registration
A standard coffin
Preparation and care of the deceased prior to cremation
Funeral and cremation fees
Ashes made available for collection, or gracefully committed to a garden of remembrance
Your choice of crematorium, readings and music
Choice of service time and date (Monday to Friday)
Organisation and staff required to conduct the cremation
Religious or non-religious service
Provision of hearse and bearers
Choice of procession route
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How it works
Funerals With Grace is a trusted, FCA-authorised funeral plan provider, working with a carefully vetted network of funeral arrangers across mainland Great Britain. Every funeral is delivered by our trusted partners in accordance with applicable UK law and the Funeral Director Code of Practice. Our friendly team provides compassionate support and guidance throughout the entire process.
A range of options
Choose from a range of pre-paid funeral plans that work for you, from a straightforward direct cremation to a simple cremation service. It offers greater flexibility over details such as the number of mourners present, music and readings.
Safeguarding your money
Money paid towards your funeral plan is held securely in a ring-fenced trust, helping to protect your funds. As your chosen funeral plan provider, Funerals With Grace is authorised and regulated by the Financial Conduct Authority (FCA) (reference number: 961832). Eligible plan holders are protected by the Financial Services Compensation Scheme (FSCS), subject to the FSCS's eligibility rules and limits.
Local, professional funeral arrangers
Our carefully vetted network of local funeral arrangers is committed to providing compassionate and professional care for every family. From the collection of the deceased to the care of the ashes, every funeral is carried out with dignity and respect.
24/7 Support
Our team is available to support and guide families who need assistance after a death. You can contact our team any time, day or night, to arrange transportation of the deceased. They are happy to answer your questions and explain your available options when making funeral arrangements during office hours.
£1,595
£1,850
£1,950
£2,345*
*Due to Pure Cremation using regionalised pricing, the price listed is based on a 60-year-old living in the West Midlands area.
Our prices are independently verified regularly and correct as of August 2026 – see how our cremation plans compare on total cost (and key funeral costs) with most providers in the UK.
Outstanding reviews
We're here to help, call us today.
Speak to our specialist team of funeral experts who can help you save money on a funeral or cremation. We can also explain how our plans interact with any funeral insurance you hold and how they can reduce what needs to be paid at the time of need.
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FAQs about our Prepaid Funeral Plans in the UK
Yes, you can usually change your funeral plan. What you can change, and when, depends on the terms and conditions of your chosen plan. If your preferences change over time, our team can explain what updates are possible and whether any additional charges apply.
Your funeral plan can usually still be carried out even if you move to a different area. Our team will work with your family and our trusted funeral partners to make the necessary arrangements, although additional costs may apply depending on the location.
Yes. While your plan covers the services included in your chosen package, your family members can usually arrange and pay for optional extras if they wish. These may include printed orders of service or other personal touches that are not included in your plan. It’s important to let us know if your circumstances change so we can explain the options available under your prepaid plan.
A pre-paid funeral plan is arranged and paid for in advance, recording your personal wishes before you pass. At-need funerals are arranged following a recent death. With a pre-paid plan, a family member simply contacts us when the plan holder passes away, and we work with our funeral arrangers to carry out the arrangements set out in your plan.
A direct cremation is an unattended cremation that takes place without a funeral service attended by friends and family. We will let your family know when the cremation is scheduled to take place so they can mark the moment if they wish to. It is often chosen by those looking for a simple, dignified and affordable option without the formality of a traditional attended funeral service.
0800 471 4689.
Need to arrange a funeral now?
We have a range of funeral and cremation services you can arrange immediately after a recent death, you do not need to have a funeral plan.
Speak to a specialist today about our immediate funeral arrangements.
Locations We Serve
