Prepaid cremation plans from £1,595
Four cremation plans, from £1,595 to £3,595. Every plan includes a coffin, cremation fees and 24-hour collection, and the fees for the services in your plan are guaranteed.
Need to arrange a funeral now? We can help with that too.
CREMATION PLANS
From £1,595*, or £31.77* a month
- 24-hour collection, nationwide
- Hand-delivery of ashes
- Guaranteed cremation fees
- £99 cancellation fee
- Rated Excellent on Trustpilot
- 5★ Fairer Finance
- FCA regulated
Or call us free on 0800 471 4689
*T&Cs apply. Monthly price shown is paying over 5 years, £1,906.20 in total. No instalment fee for the first 24 months, then 6.5% a year on the original plan price. Final payment due by your 80th birthday.
Save With Companion Plans
Get £50 off each plan when buying more than one together over the phone.
Excellent Customer Reviews
We are consistently rated ‘Excellent’ on Trustpilot by happy customers.
5* Rated Cremation Plans
Our Direct Cremation Plans are rated 5* by Fairer Finance for transparency & quality.
A range of low-cost funeral plans
Our cremation plans cover the cost of your cremation in advance, so your family doesn’t have to. Pay in full, or spread the cost with monthly payments.
Direct Cremation Plan
£1,595
- Suitable coffin
- Third party costs
- Delivery of ashes
- Attended service
- Choice of service time or date
- Choice of crematorium
- Funeral hearse and bearers
- Cortege
Rose Cremation Plan
£2,295
- Standard coffin
- Third party costs
- Delivery of ashes
- Attended service
- Service time before 9:30am
- Choice of crematorium
- Funeral hearse and bearers
- Cortege
Bluebell Cremation Plan
£2,895
- Standard coffin
- Third party costs
- Delivery of ashes
- Attended service
- Choice of service time or date
- Choice of crematorium
- Funeral hearse and bearers
- Cortege
Violet Cremation Plan
£3,595
- Superior coffin
- Third party costs
- Delivery of ashes
- Attended service
- Choice of service time or date
- Choice of crematorium
- Funeral hearse and bearers
- Cortege
Important information about prepaid cremation plans
Cremation plans are provided subject to individual terms and conditions, which may vary depending on the plan type and service provider. Cremation plans are prepaid, regulated financial products. Cremation plan providers are authorised and regulated by the Financial Conduct Authority (FCA). Eligible customers of regulated providers may have protection under the Financial Services Compensation Scheme (FSCS). Plan with Grace Limited is authorised and regulated by the Financial Conduct Authority, reference number: 961832.
Listed in MSE's top direct cremation plan providers. Read the guide
What's included as standard:
A suitable coffin (including oversized if required)
Cremation fees
Collection of the deceased, available 24/7 across mainland Great Britain
Support and guidance from a funeral planner
24-hour telephone support to report a death
Advice on certification and registration
Flexible payments - one-off or monthly instalments
Access to your plan documentation at any time through our online portal
What's not included as standard:
Embalming
Flowers
Orders of service
Catering
Collection outside of mainland UK
Why Choose Funerals With Grace?
At Funerals With Grace, we understand that every farewell is deeply personal. Whether you’re planning ahead or arranging an affordable option after the loss of a loved one, we aim to provide transparent pricing, compassionate support and clear information.
Local, Professional Teams
We’ve partnered with carefully selected and trusted funeral arrangers nationwide to ensure smooth, hassle-free service delivery.
No Hidden Fees
Our plans clearly explain what is included within your cremation service, helping families understand their cremation costs. Some families choose to personalise their cremation service with optional extras at an additional cost.
24/7 Death Reporting Support
If someone dies, you can call us any time, day or night, and we’ll arrange collection. Our team will then help with the rest of the arrangements during office hours. Our compassionate team is here to guide you every step of the way.
Personalised, Dignified Cremations
Whether you choose a direct cremation plan or an attended funeral, every cremation is handled with the utmost care and professionalism. We can tailor your funeral to suit your needs and budget, ensuring every detail honours your loved one’s final wishes and beliefs.
£1,595
£1,800
£1,850
£1,950
Our prices are independently verified regularly and correct as of August 2026 – see how our cremation plans compare on total cost (and key funeral costs) with most providers in the UK.
Fully regulated
Protecting your money
Eligible customers of regulated funeral plan providers may benefit from Financial Services Compensation Scheme protection.
Funds are securely held in a ring-fenced Funeral Plan Trust.
Not sure which plan is right?
We're here to help
Speak to our specialist team of funeral experts who can help you save money on a funeral or cremation. We’re here whenever you need us.
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Frequently Asked Questions About Our Cremation Plans
Answers to the questions people ask most before choosing a plan.
Once your plan has been running for 24 months, the funeral goes ahead with nothing more to pay, as long as your payments are up to date. If you die within the first 24 months (other than in an accident) and your payments are up to date, your family can choose to pay the remaining balance so the funeral goes ahead, or we’ll cancel the plan and return the money paid. Full details are in our terms and conditions.
Yes. You can cancel for a full refund within 30 days of your plan’s start date if you pay in full or over less than 24 months, or within 24 months if you pay over 24 months or more. After that, you’ll get back what you’ve paid, less a £99 cancellation fee.
The fees for the services included in your plan are guaranteed, so your family won’t pay more for them when the time comes. Anything not included, such as flowers or catering, would be paid for separately. Our terms and conditions set out the few exceptions, such as a change in the law or tax.
There’s no charge if you pay in full, or in monthly instalments over 24 months or less. If you pay over more than 24 months, an instalment fee of 6.5% a year, calculated on the original plan price, applies from month 25 onwards.
You need to be a UK resident aged 18 or over. There’s no upper age limit if you pay in full or over 24 months or less. If you pay over more than 24 months, your final payment needs to be made by your 80th birthday.
Yes. Money paid towards your plan is held in a ring-fenced trust. Plan With Grace Limited is authorised and regulated by the Financial Conduct Authority (FCA), reference number 961832, and eligible plan holders are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person, per firm.
No, your cremation plan can stay the same regardless of where you choose to move within Great Britain. We will work with a local funeral arranger to carry out your cremation when the time comes.
