How much does a funeral cost in the UK?
A direct cremation with With Grace costs £1,140 if you’re arranging one now, or £1,595 as a prepaid plan. The UK average is £1,628. Transparent pricing, with no hidden fees.
DIRECT CREMATION COSTS
From £1,140* with us
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Arranged now with With Grace
£1,140*Our Basic package. Attended cremations from £1,395*
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A prepaid plan with With Grace
£1,595Or from £31.77 a month**
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UK average direct cremation
£1,628SunLife Cost of Dying Report 2026
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*Arranged through our subsidiary company, The Funeral Market. This is not a regulated activity. **Paying over 5 years, £1,906.20 in total. No instalment fee for the first 24 months, then 6.5% a year on the original plan price. Final payment due by your 80th birthday. T&Cs apply.
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5* Rated Cremation Plans
Our Direct Cremation Plans are rated 5* by Fairer Finance for transparency & quality.
What does a funeral cost in the UK in 2026?
These are the UK averages from the SunLife Cost of Dying Report 2026, published in January.
£1,628
Direct cremation
No funeral service, with the ashes returned to the family
£3,828
Simple attended funeral
A funeral service with fewer extras
£4,510
Traditional attended funeral
Adds extras such as a limousine and a mid-range coffin
£1,312
Send-off costs
Flowers, venue, catering and memorials, on top of the funeral
What you would pay with With Grace
Clear prices, with nothing hidden. Whether you need to arrange a funeral now or want to plan ahead.
Arranging a funeral now
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Basic package
£1,140Unattended cremation
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Standard package
£1,395Attended cremation service
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Premium package
£1,795Attended cremation service
Funerals With Grace provide funerals via its subsidiary company, The Funeral Market. This is not a regulated activity. T&Cs apply.
Planning ahead
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Direct Cremation Plan
£1,595Or from £31.77 a month over 5 years
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Rose Cremation Plan
£2,295 -
Bluebell Cremation Plan
£2,895 -
Violet Cremation Plan
£3,595
Cremation plans are prepaid, regulated financial products. Plan with Grace Limited is authorised and regulated by the Financial Conduct Authority, reference number: 961832. Eligible customers of regulated providers may have protection under the Financial Services Compensation Scheme (FSCS). T&Cs apply.
Why does a plan cost more than arranging now?
£1,140 covers a direct cremation with collection from a hospital or mortuary. If someone dies at home, urgent collection adds £300, and returning the ashes adds £100, which takes it to £1,540. A plan includes both, along with 24/7 collection, an oversized coffin if needed and removal of medical devices, all at today’s price.
Listed in MSE's top direct cremation plan providers. Read the guide
Why Choose Funerals With Grace?
At Funerals With Grace, we understand that every farewell is deeply personal. Whether you’re planning ahead or arranging an affordable option after the loss of a loved one, we aim to provide transparent pricing, compassionate support and clear information.
Local, Professional Teams
We’ve partnered with carefully selected and trusted funeral arrangers nationwide to ensure smooth, hassle-free service delivery.
No Hidden Fees
Our plans clearly explain what is included within your cremation service, helping families understand their cremation costs. Some families choose to personalise their cremation service with optional extras at an additional cost.
24/7 Death Reporting Support
If someone dies, you can call us any time, day or night, and we’ll arrange collection. Our team will then help with the rest of the arrangements during office hours. Our compassionate team is here to guide you every step of the way.
Personalised, Dignified Cremations
Whether you choose a direct cremation plan or an attended funeral, every cremation is handled with the utmost care and professionalism. We can tailor your funeral to suit your needs and budget, ensuring every detail honours your loved one’s final wishes and beliefs.
£1,595
£1,800
£1,850
£1,950
Our prices are independently verified regularly and correct as of August 2026 – see how our cremation plans compare on total cost (and key funeral costs) with most providers in the UK.
Need help now, or planning ahead?
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Speak to our specialist team of funeral experts who can help you save money on a funeral or cremation. We’re here whenever you need us.
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Frequently Asked Questions About Funeral Costs
Answers to the questions people ask most about what a funeral costs.
According to the SunLife Cost of Dying Report 2026, the average simple attended funeral in the UK costs £3,828, and the average traditional attended funeral costs £4,510. Send-off costs, such as flowers, the venue, catering and memorials, add an average of £1,312 on top.
The UK average for a direct cremation is £1,628 (SunLife Cost of Dying Report 2026). A direct cremation with us costs £1,140 if you’re arranging one now, or £1,595 as a prepaid plan.
A direct cremation involves arranging the collection of your loved one, bringing them into our care, transportation to a crematorium and an unattended cremation. Depending on the package selected, arrangements can then be made for the ashes to be returned to the family or handled in accordance with the service terms.
With no funeral service, it costs less than an attended funeral. The UK average is £1,628, against £3,828 for a simple attended funeral.
Our Basic package is an unattended direct cremation, including collection from a hospital or mortuary. If someone dies at home, urgent collection adds £300, and returning the ashes adds £100. If you’d like a service, our attended cremations start from £1,395.
If you’re on certain benefits, you may be able to get a Funeral Expenses Payment from the government to help pay for a funeral you’re arranging. Check if you’re eligible on GOV.UK.
It depends on your circumstances. A plan fixes the price of what’s included at today’s cost, and means your family won’t have to arrange or pay for those things later. It won’t suit everyone, for example if you’d rather keep the money accessible. Compare what’s included and the cancellation terms before you decide.
Yes. You can pay for our Direct Cremation Plan in full, or monthly. There’s no charge if you pay in monthly instalments over 24 months or less. You can also pay from £31.77 a month over 5 years, £1,906.20 in total: an instalment fee of 6.5% a year, calculated on the original plan price, applies from month 25 onwards.
Yes. Money paid towards your plan is held in a ring-fenced trust. Plan With Grace Limited is authorised and regulated by the Financial Conduct Authority (FCA), reference number 961832, and eligible plan holders are protected by the Financial Services Compensation Scheme (FSCS), subject to its eligibility rules and limits.
