Save money with a respectful, stress-free funeral plan.

The cost of a funeral plan depends on several factors, including whether the funeral is a cremation or a burial, will be paid up front or in instalments, and whether attendance will be required. For the lowest priced With Grace direct cremation plan, prices start at £1,560 paid in full, or from £31.07 paid in monthly instalments. This gives you a clear idea of the total cost you are committing to, rather than facing unknown funeral expenses later.

Attended cremation funeral plans can also be purchased from £1,999. With these plans, you also have the flexibility to add extras to personalise your funeral and plan it exactly how you’d like.

Not all of these extra services can be rolled into the cost of your funeral plan, but you can make a contribution which will go towards these services when the time comes. Your funeral plan lets you decide on the level of funeral service you want, so you can decide how much you would like to set aside for additional fees such as flowers or venue hire.

Read our article on understanding funeral costs to find out more.

With a pre-paid funeral plan, you fix the cost of the funeral so your family won’t need to pay a penny more. Anything not included in your plan, like catering and flowers, will need to be paid for separately.

Pre-paid funeral prices are guaranteed not to change. They include many items that are likely needed at the time of need, compared to a funeral today which increase regularly and the start price does not include any possible items that may be required. A funeral plan protects you against funeral inflation. By fixing key elements such as cremation or burial fees at today’s prices, you avoid the risk of rising third party costs in the future.

A pre-paid funeral is a fixed price for the plan you choose, so will never increase. The at-need price will go up every year. A plan-ahead approach lets you spread the cost and lock in today’s prices, so you and your family know exactly what has been covered.

A pre-paid funeral means your funeral and ceremony are planned in advance. At-need funerals are planned at the time of death. With a pre-paid plan, a family member simply contacts us when the plan holder dies and we work with our funeral directors to deliver the services set out in your plan.

A direct cremation is an unattended cremation. You will know the date of the cremation in advance so you can celebrate the life of the loved one as you choose. It is often chosen as a respectful cremation option with lower funeral costs than a full traditional funeral.

When you choose to pay for your funeral plan over two or more years, you’ll be covered for the full cost of your funeral after 24 months of payments. This means that if you die after paying the first 24 monthly payments, but before your plan is fully paid, we will still provide all the services included in your plan. The only requirement is that all of your due payments have been made, and there is nothing outstanding from those 24 months. We’ll cover the total cost of the services in your plan, so your family do not face any outstanding balance.

You can have a funeral plan alongside funeral insurance, life cover or help such as a Funeral Expenses Payment or Funeral Support Payment, if you are eligible. A pre-paid funeral plan can reduce how much needs to be claimed or paid at the time, and can give your family a clear framework for all the arrangements, while any insurance or state support can help with remaining funeral expenses or items not covered by the plan.