Helping to provide you with peace of mind.

Plan With Grace is a regulated funeral plan provider.

Funerals with compassion,
without compromise

We’re here to help you celebrate a life that has been lived, the way you want to.

We know that when someone dies, it isn’t easy to know what to do next. At With Grace, we’re here to help. Our straightforward and affordable funeral plans make saying goodbye more personal. You’ll know exactly what’s included – and what’s not. When you and your family need help, our caring, empathetic team are ready to talk 24 hours a day.

We’ll help you navigate the funeral planning process and build your own plan. Our team of advisers will oversee the arrangements, but you’ll always be in the direct care of service providers local to you.

When you choose one of our low cost funeral plans, your money is always protected.  Your money will be used for your funeral – with no hidden costs.  We’re regulated by the Financial Conduct Authority, your money is protected by the Financial Services Compensation Scheme (FSCS).

Compassionate Bench

Our Values

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You can rely on us to plan the right funeral for you. Our easy to understand plans make it clear what’s included and what’s not.

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Our funeral plans are flexible, straightforward and family empowered. You can trust we know what we’re doing.

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We’re here to support you without the worry. Choose your plan today and if you or your family change your minds, we’ll change your plan.

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Fund Manager
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Once you have bought and paid for your funeral plan, your money will be placed in the Plan with Grace Funeral Payment Trust. Saranac Partners, are an independently owned and operated investment management business with a London based team of over 50 experienced professionals to manage the Trusts investments.

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Plan with Grace Ltd is authorised and regulated by the Financial Conduct Authority, reference number: 961832. Registered in England and Wales, registration number 09777885.  Registered address: Suite 406, Audley House, 13 Palace Street, London, SW1E 5HX. With Grace is a trading name of Plan with Grace Ltd.

Custodian Trustee
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Apex Group Ltd, is a global financial services provider.

With over 40 offices worldwide, more than 3,000 employees and $650 billion of global assets under management, Apex provides a broad range of fund, financial and corporate services to asset managers, capital markets and private clients through Apex Corporate Trustees (UK) Limited.  They will be responsible for ensuring that the funds in our trust are safe.

Our Independent Trustees
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Jeremy Attard-Manche

Jeremy Attard-Manche, born in 1960, joined Noster Investments Ltd in 2012.

Directly prior to this, he was partner at Tell Investments, which he joined in 2003, initially in London, and subsequently also in Malta, and together with Patrick Schegg as the other principal partner of the firm, managed three Cayman-registered hedge funds, with total assets under management of c. EUR 1 billion across three funds.

Previously to this, he was a Managing Director for Merrill Lynch in London, responsible for all hedge fund distribution in Europe (including cash, equity-linked and prime brokerage products).

Between 1998 and 2001 he was head of the top ranked London-based team of Pan European specialist and generalist research salesmen.

From 1991 to 1998, Mr Attard-Manche worked in New York and ran the U.S.-based European institutional sales team.  He moved to New York in 1988 with James Capel, where he was a Senior Vice President covering U.S. Institutional clients across the United States.

He joined James Capel in London in 1985, working in their private client asset management division.

Jeremy Attard-Manche graduated with a B.A. Honours degree from Greenwich University.

Rory Hills

Rory Hills is a City veteran with more than 30 years’ experience in research, portfolio management and sales with the financial industry.  For the past decade he was Chief Investment Officer of Hilltop Fund Management, a company he founded in 2009 to focus on non-correlated investment strategies.

Prior to Hilltop, Rory spent seven years with Dexion Capital, a boutique investment bank focused on the alternative investment industry.  Rory was a director of the firm from March 2005 to end-2008, where he managed the company’s Single Manager Marketing business.

Rory started his career with Cazenove in 1986 and in his seven years at the firm worked in their New York, Singapore and London offices, engaged in equity research and institutional sales.  He left Cazenove in 1994, joining Crosby Securities, going on to head up the firm’s London sales team in 1996 and, following Crosby’s acquisition and integration into SG Securities, this role expanded to encompass Head of Sales for all of SG’s emerging market equity operations in London.

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WBR Group

David Downie – Managing Director (SSAS & Actuarial)

David Downie is the Managing Director (SSAS & Actuarial) of WBR Group and has accrued over 30 years of experience in Pensions & Actuarial Consultancy including holding the IFoA Certificate of Scheme Actuary to several Defined Benefit Schemes.  David trained under two of the largest consulting actuarial firms and is responsible for all actuarial services provided by WBR Group.

David is a member of the Institute and Faculty of Actuaries Funeral Plans Working Party and has spent the last 2 decades advising Trustees of several Pre-Paid Funeral Plan Trusts.

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Established in 1989, Kirk Rice is a leading independent firm of accountants, tax advisors, and financial advisors with offices in North Hampshire, Berkshire and London. We provide a full range of services to owner-managers, corporates, and private clients.  These include accountancy, taxation, audit and assurance, outsourced accounting services and financial planning.

Our Services

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Planning for the Future

We make planning your funeral simple. We’ll talk to you about your wishes and make sure they’re all included in your plan.

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When someone passes away

We understand how difficult making funeral arrangements can be. Our dedicated team are here to help and support you.

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Direct Cremations

We can help you plan an unattended cremation for the future; or when someone has passed away.