Our urgent enquiry phone line remains open throughout the festive period, and is available 24 hours a day. Call 0800 471 4689.

Funerals with compassion, without compromise

We are an FCA regulated, values-led funeral plan provider. Here’s a bit about what we stand for.
Wreath

Our Values

Grace

We treat everyone with care, respect and understanding, without compromise.

Accountability

Individuals bear the responsibility for their actions and interactions with others.

Inclusivity

Everyone matters, and every contribution to our collective success is appreciated.

Enjoyment

We want everyone to enjoy working at With Grace, and help build something special.

Selflessness

We do the right thing, even when no-one is watching, no matter what.

Trust

We act with integrity, competence and honesty, in all that we do.

Our Mission

We strive to provide the most professional, compassionate and trusted service with absolute care and grace.

Our Vision

We will be the most respected and admired funeral professionals, at the forefront of our community, inspiring new thinking and empowering families to celebrate life, their way.

We’re here to help you celebrate a life that has been lived, the way you want to.

We know that when someone dies, it isn’t easy to know what to do next. At With Grace, we’re here to help. Our straightforward and affordable funeral plans make saying goodbye more personal. You’ll know exactly what’s included – and what’s not. When you and your family need help, our caring, empathetic team are ready to talk 24 hours a day.
We’ll help you navigate the funeral planning process and build your own plan. Our team of advisers will oversee the arrangements, but you’ll always be in the direct care of service providers local to you.
When you choose one of our low cost funeral plans, your money is always protected. We’re regulated by the Financial Conduct Authority, and your money is protected by the Financial Services Compensation Scheme (FSCS). Funeral plan funds are securely held in the Plan With Grace Funeral Payment Trust, managed by our Fund Manager, Saranac Partners.

Our Services

Arrange a budget friendly direct cremation for someone who has died from £895. Call us now on 0800 471 4689 to arrange an affordable cremation or find out more about our cremation services.

Pre-paid funeral plans

Our FCA regulated funeral plans help planholders prepare for their funerals ahead of time.
With funeral plans ranging from direct cremations to cremations with full services, and burials, customers are sure to find a suitable option.
People discussing cremation plans.
Couple reflecting

Funerals for the recently passed

When life ends, where do you begin?
We help families and friends of the recently passed find a cost-effective, local funeral option for their loved one. With a range of funeral services and extras, there’s plenty of choice to select the perfect send-off.

Will writing

Our FCA regulated funeral plans help planholders prepare for their funerals ahead of time.
With funeral plans ranging from direct cremations to cremations with full services, and burials, customers are sure to find a suitable option.
Couple walking arm in arm
Person writing

Lasting Powers of Attorney

When life ends, where do you begin?
We help families and friends of the recently passed find a cost-effective, local funeral option for their loved one. With a range of funeral services and extras, there’s plenty of choice to select the perfect send-off.

How our funeral plan trust is managed

Arrange a budget friendly direct cremation for someone who has died from £895. Call us now on 0800 471 4689 to arrange an affordable cremation or find out more about our cremation services.
Once you have bought and paid for your funeral plan, your money will be placed in the Plan with Grace Funeral Payment Trust. Saranac Partners, are an independently owned and operated investment management business with a London based team of over 50 experienced professionals to manage the Trusts investments.
Plan with Grace Ltd is authorised and regulated by the Financial Conduct Authority, reference number: 961832. Registered in England and Wales, registration number 09777885.  Registered address: Suite 406, Audley House, 13 Palace Street, London, SW1E 5HX. With Grace is a trading name of Plan with Grace Ltd.
Apex Group Ltd, is a global financial services provider. With over 40 offices worldwide, more than 3,000 employees and $650 billion of global assets under management, Apex provides a broad range of fund, financial and corporate services to asset managers, capital markets and private clients through Apex Corporate Trustees (UK) Limited.  They will be responsible for ensuring that the funds in our trust are safe
Jeremy Attard-Manche Jeremy Attard-Manche, born in 1960, joined Noster Investments Ltd in 2012. Directly prior to this, he was partner at Tell Investments, which he joined in 2003, initially in London, and subsequently also in Malta, and together with Patrick Schegg as the other principal partner of the firm, managed three Cayman-registered hedge funds, with total assets under management of c. EUR 1 billion across three funds. Previously to this, he was a Managing Director for Merrill Lynch in London, responsible for all hedge fund distribution in Europe (including cash, equity-linked and prime brokerage products). Between 1998 and 2001 he was head of the top ranked London-based team of Pan European specialist and generalist research salesmen. From 1991 to 1998, Mr Attard-Manche worked in New York and ran the U.S.-based European institutional sales team.  He moved to New York in 1988 with James Capel, where he was a Senior Vice President covering U.S. Institutional clients across the United States. He joined James Capel in London in 1985, working in their private client asset management division. Jeremy Attard-Manche graduated with a B.A. Honours degree from Greenwich University. Rory Hills Rory Hills is a City veteran with more than 30 years’ experience in research, portfolio management and sales with the financial industry.  For the past decade he was Chief Investment Officer of Hilltop Fund Management, a company he founded in 2009 to focus on non-correlated investment strategies. Prior to Hilltop, Rory spent seven years with Dexion Capital, a boutique investment bank focused on the alternative investment industry.  Rory was a director of the firm from March 2005 to end-2008, where he managed the company’s Single Manager Marketing business. Rory started his career with Cazenove in 1986 and in his seven years at the firm worked in their New York, Singapore and London offices, engaged in equity research and institutional sales.  He left Cazenove in 1994, joining Crosby Securities, going on to head up the firm’s London sales team in 1996 and, following Crosby’s acquisition and integration into SG Securities, this role expanded to encompass Head of Sales for all of SG’s emerging market equity operations in London.

WBR Group

David Downie – Managing Director (SSAS & Actuarial)

David Downie is the Managing Director (SSAS & Actuarial) of WBR Group and has accrued over 30 years of experience in Pensions & Actuarial Consultancy including holding the IFoA Certificate of Scheme Actuary to several Defined Benefit Schemes.  David trained under two of the largest consulting actuarial firms and is responsible for all actuarial services provided by WBR Group.

David is a member of the Institute and Faculty of Actuaries Funeral Plans Working Party and has spent the last 2 decades advising Trustees of several Pre-Paid Funeral Plan Trusts.

Actuary Report 2023 Actuary Report 2022

Established in 1989, Kirk Rice is a leading independent firm of accountants, tax advisors, and financial advisors with offices in North Hampshire, Berkshire and London. We provide a full range of services to owner-managers, corporates, and private clients.  These include accountancy, taxation, audit and assurance, outsourced accounting services and financial planning.

We're here to help

With Grace Fern

Speak to our compassionate team of funeral experts who are here to help whenever you need us. We have a range of great value packages that provide value for money with no hidden fees.

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