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Funerals with compassion, without compromise

We are an FCA regulated, values-led funeral plan provider. Here’s a bit about what we stand for.
Wreath

Our Values

Grace

We treat everyone with care, respect and understanding, without compromise.

Accountability

Individuals bear the responsibility for their actions and interactions with others.

Inclusivity

Everyone matters, and every contribution to our collective success is appreciated.

Enjoyment

We want everyone to enjoy working at With Grace, and help build something special.

Selflessness

We do the right thing, even when no-one is watching, no matter what.

Trust

We act with integrity, competence and honesty, in all that we do.

Our Mission

We strive to provide the most professional, compassionate and trusted service with absolute care and grace.

Our Vision

We will be the most respected and admired funeral professionals, at the forefront of our community, inspiring new thinking and empowering families to celebrate life, their way.

We’re here to help you celebrate a life that has been lived, the way you want to.

We know that when someone dies, it isn’t easy to know what to do next. At With Grace, we’re here to help. Our straightforward and affordable funeral plans make saying goodbye more personal. You’ll know exactly what’s included – and what’s not. When you and your family need help, our caring, empathetic team are ready to talk 24 hours a day.
We’ll help you navigate the funeral planning process and build your own plan. Our team of advisers will oversee the arrangements, but you’ll always be in the direct care of service providers local to you.
When you choose one of our low cost funeral plans, your money is always protected. We’re regulated by the Financial Conduct Authority, and your money is protected by the Financial Services Compensation Scheme (FSCS). Funeral plan funds are securely held in the Plan With Grace Funeral Payment Trust, managed by our Fund Manager, Saranac Partners.

Our Services

Arrange an affordable fuss-free direct cremation for someone who has died from £1,095. Call us on 0800 471 4689 to find out more about our cremation and funeral services.

Pre-paid funeral plans

Our FCA regulated funeral plans help planholders prepare for their funerals ahead of time. With funeral plans ranging from direct cremations to cremations with full services, and burials, customers are sure to find a suitable option.
People discussing cremation plans.
Couple reflecting

Funerals for the recently passed

When life ends, where do you begin?
We help families and friends of the recently passed find a cost-effective, local funeral option for their loved one. With a range of funeral services and extras, there’s plenty of choice to select the perfect send-off.

Will writing

Our FCA regulated funeral plans help planholders prepare for their funerals ahead of time.
With funeral plans ranging from direct cremations to cremations with full services, and burials, customers are sure to find a suitable option.
Couple walking arm in arm
Person writing

Lasting Powers of Attorney

When life ends, where do you begin?
We help families and friends of the recently passed find a cost-effective, local funeral option for their loved one. With a range of funeral services and extras, there’s plenty of choice to select the perfect send-off.

We're here to help

With Grace Fern

Speak to our specialist team of funeral experts who can help you save money on a funeral or cremation. We’re here whenever you need us.

Call us today on:

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How our funeral plan trust is managed

Arrange a budget friendly direct cremation for someone who has died from £1,095. Call us now on 0800 471 4689 to arrange an affordable cremation or find out more about our cremation services.

Once you have bought and paid for your funeral plan, your money will be placed in the Plan with Grace Funeral Payment Trust. Saranac Partners, are an independently owned and operated investment management business with a London based team of over 50 experienced professionals to manage the Trusts investments.

Plan with Grace Ltd is authorised and regulated by the Financial Conduct Authority, reference number: 961832. Registered in England and Wales, registration number 09777885.  Registered address: Thomas House, 84 Eccleston Square, Pimlico, London, SW1V 1PX. With Grace is a trading name of Plan with Grace Ltd.

Apex Group Ltd, is a global financial services provider. With over 40 offices worldwide, more than 3,000 employees and $650 billion of global assets under management, Apex provides a broad range of fund, financial and corporate services to asset managers, capital markets and private clients through Apex Corporate Trustees (UK) Limited.  They will be responsible for ensuring that the funds in our trust are safe

Simon Jones

Simon brings over 35 years of extensive legal expertise in the London corporate sector, making him an invaluable addition to the Trust’s governance.

A seasoned corporate solicitor, Simon began his career at Wedlake Bell, where he spent 18 years, rising to senior equity partner, head of the corporate team and a member of the firm’s management board. In 2007 he was recruited by national firm Cobbetts to establish and manage their first London office. He later joined Adams & Remers in 2010 to launch and lead their London operation, serving as a senior equity partner and head of the corporate team until 2020. Since then he has continued as a consultant to the firm.

Simon’s expertise covers mergers and acquisitions, corporate finance, joint ventures, restructurings, start-ups, limited liability partnerships and corporate governance, with a strong international focus. Having represented Plan With Grace since 2021, he has developed a deep understanding of its operations and objectives. His appointment as a trustee reflects his proven leadership, strategic insight and commitment to upholding the highest standards of financial and legal oversight.

A graduate of Southampton University, Simon’s extensive experience and trusted counsel will play a crucial role in ensuring the continued integrity and success of the Plan With Grace Funeral Payment Trust.

Rory Hills

Rory Hills is a City veteran with more than 30 years’ experience in research, portfolio management and sales with the financial industry.  For the past decade he was Chief Investment Officer of Hilltop Fund Management, a company he founded in 2009 to focus on non-correlated investment strategies.

Prior to Hilltop, Rory spent seven years with Dexion Capital, a boutique investment bank focused on the alternative investment industry.  Rory was a director of the firm from March 2005 to end-2008, where he managed the company’s Single Manager Marketing business.

Rory started his career with Cazenove in 1986 and in his seven years at the firm worked in their New York, Singapore and London offices, engaged in equity research and institutional sales.  He left Cazenove in 1994, joining Crosby Securities, going on to head up the firm’s London sales team in 1996 and, following Crosby’s acquisition and integration into SG Securities, this role expanded to encompass Head of Sales for all of SG’s emerging market equity operations in London.

WBR Group

David Downie – Managing Director (SSAS & Actuarial)

David Downie is the Managing Director (SSAS & Actuarial) of WBR Group and has accrued over 30 years of experience in Pensions & Actuarial Consultancy including holding the IFoA Certificate of Scheme Actuary to several Defined Benefit Schemes.  David trained under two of the largest consulting actuarial firms and is responsible for all actuarial services provided by WBR Group.

David is a member of the Institute and Faculty of Actuaries Funeral Plans Working Party and has spent the last 2 decades advising Trustees of several Pre-Paid Funeral Plan Trusts.

Actuary Report 2024 Actuary Report 2023

Established in 1989, Kirk Rice is a leading independent firm of accountants, tax advisors, and financial advisors with offices in North Hampshire, Berkshire and London. We provide a full range of services to owner-managers, corporates, and private clients.  These include accountancy, taxation, audit and assurance, outsourced accounting services and financial planning.